How to connect a debit card to PayPal Account - Is it Safe?

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How to connect a debit card to PayPal Account - Is it Safe?

 connect a debit card to PayPal Account
 connect a debit card to PayPal Account 

PayPal is the most popular payment solution, with over 325 million active users worldwide. The extensive security measure of PayPal is one of the reasons why people love using it as their daily driving transaction solution. However, to get the most out of your PayPal account and verify the account, you must add a debit, credit card, or bank account. Although PayPal is widely known for its highly secure system, it's not uncommon that a person has got his PayPal account compromised.

Experienced PayPal users often discourage linking a debit card or a bank account to the PayPal account. However, the truth is, you can add your debit card and avoid any kind of scam if you know how to handle it. In this article, I'll help you understand how you can get a PayPal card, add a debit or credit card to your account, and stay safe.

How to link a debit card to PayPal Account

Adding an open-end credit is fairly straightforward and super secure if you'll be able to maintain it the approach you ought to. Here are the items you ought to comprehend PayPal and your open-end credit and therefore the steps to link your open-end credit to your PayPal account: skills it works before you add your open-end credit to your PayPal account, you need to skills PayPal manages the payments you create or receive. You’ll be able to open your PayPal account and uses it for causing cash, receiving payment, and request cash right when gap the account.
However, if you would like full access and wish to possess all the PayPal facilities, you need to verify your account by adding your card or checking account. Once you've got one amongst these integrated into your account, PayPal has 3 ways to fund your purchases or to send cash. You’ll be able to use your PayPal balance itself, use your checking account, or a credit or open-end credit to get or send the cash. Getting a PayPal card also can help you pay for your online purchases conveniently. To add your debit card or credit card to your PayPal account, follow the next steps:

Add a debit card to your PayPal account

Adding your debit or credit card to your PayPal account will give you some extra features on PayPal and verify you. To add your debit card, you have to go to your PayPal payment dashboard, go to PayPal's website, log in to your profile. Now, navigate to the "Wallet" option under the My account option on top of the page, you'll see the option here.

There are two illustrated options for adding your bank account to PayPal or linking your credit or debit card on the bottom side. Select the second option and click on the Plus icon to add your card to your PayPal account. Enter your card type, card number, billing address, CVV, expiration date, and click on the "Link Card" button to complete the process.

Complete linking the card by confirming the card

You have added the debit card to your PayPal account doesn't mean you can start using it right away. Most of the time, you also have to verify the card and confirm before starting using it for online transactions through PayPal. To confirm the card, log in to your PayPal account, navigate to the Wallet menu, and click on the "Confirm card" option. Review all the card information, and click Ok, PayPal will temporarily charge your debit card for a refundable $1.95.

If your card company approves the charge, you will get a 4-digit code sent for your bank statement confirmation. Go to the wallet option again, and put in the 4-digit code to confirm linking your debit card to your PayPal account. You can now add money to your PayPal account with the card and pay with it through it securely online.

How to remove a debit card from a PayPal account

If you aren't using the debit card anymore, therefore you have to remove it from your account, you can do so. To remove a linked debit card from your PayPal account, go to the Wallet menu and select the card you want to remove. You will see the card information on the page and have a button to "Remove card." Click on the remove button, and PayPal will remove the card from your account. However, you can also keep it added to your account, add another card and link the second card instead of removing the first one.

How to stay safe with a debit card linked to your PayPal account

Although it is secure enough, getting stoned on PayPal with a linked debit card or bank account is not rare. If a scammer or a fraudster can get access to your PayPal account, they may empty your bank account through the PayPal account! PayPal has nothing to do with these security issues because PayPal itself is always secure.

Sometimes, it's the users who drag themselves into trouble and get their accounts compromised to the hackers. Never share your PayPal password with anybody or keep it written on your PC or phone if others have access to it. Never click on any link inside an email sent from PayPal; it could be a fishing link because it won't send you any link. Keep close surveillance on your balance and report to PayPal if you get any suspicious, or unauthorized transactions, even if it's in pennies.

Final words

If you're interested in using PayPal or have started using it, you know how convenient it is to use PayPal. You can pay online, send money, and request funds with PayPal without linking any other transaction system to it. If you need to verify your account, maybe you're afraid to link your debit card because some say it's not safe!

Adding a debit card or a bank account instead of a credit card could indeed be harmful if you don't know how to stay secure. You can add your debit card to your PayPal account, use a PayPal card, and stay safe if you know how to stay secure. The security of your PayPal account depends on how you're dealing with the fraudulent activities targeting you. Otherwise, PayPal itself is 100% secure and safe.


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