How to connect a
debit card to PayPal Account - Is it Safe?
connect a debit card to PayPal Account |
PayPal is the most popular payment solution, with over 325 million active users worldwide. The extensive security measure of PayPal is one of the reasons why people love using it as their daily driving transaction solution. However, to get the most out of your PayPal account and verify the account, you must add a debit, credit card, or bank account. Although PayPal is widely known for its highly secure system, it's not uncommon that a person has got his PayPal account compromised.
Experienced PayPal users often
discourage linking a debit card or a bank account to the PayPal account.
However, the truth is, you can add your debit card and avoid any kind of scam
if you know how to handle it. In this article, I'll help you understand how you
can get a PayPal
card, add a debit or credit card to your account, and stay safe.
How to link a debit
card to PayPal Account
Adding an open-end credit is fairly
straightforward and super secure if you'll be able to maintain it the approach
you ought to. Here are the items you ought to comprehend PayPal and your
open-end credit and therefore the steps to link your open-end credit to your
PayPal account: skills it works before you add your open-end credit to your
PayPal account, you need to skills PayPal manages the payments you create or
receive. You’ll be able to open your PayPal account and uses it for causing
cash, receiving payment, and request cash right when gap the account.
However, if you would like full
access and wish to possess all the PayPal facilities, you need to verify your
account by adding your card or checking account. Once you've got one amongst
these integrated into your account, PayPal has 3 ways to fund your purchases or
to send cash. You’ll be able to use your PayPal balance itself, use your
checking account, or a credit or open-end credit to get or send the cash. Getting
a PayPal card also can help you pay for your online purchases conveniently. To
add your debit card or credit card to your PayPal account, follow the next
steps:
Add a debit card to
your PayPal account
Adding your debit or credit card to
your PayPal account will give you some extra features on PayPal and verify you.
To add your debit card, you have to go to your PayPal payment dashboard, go to
PayPal's website, log in to your profile. Now, navigate to the
"Wallet" option under the My account option on top of the page,
you'll see the option here.
There are two illustrated options
for adding your bank account to PayPal or linking your credit or debit card on
the bottom side. Select the second option and click on the Plus icon to add
your card to your PayPal account. Enter your card type, card number, billing
address, CVV, expiration date, and click on the "Link Card" button to
complete the process.
Complete linking the
card by confirming the card
You have added the debit card to your
PayPal account doesn't mean you can start using it right away. Most of the
time, you also have to verify the card and confirm before starting using it for
online transactions through PayPal. To confirm the card, log in to your PayPal
account, navigate to the Wallet menu, and click on the "Confirm card"
option. Review all the card information, and click Ok, PayPal will temporarily
charge your debit card for a refundable $1.95.
If your card company approves the
charge, you will get a 4-digit code sent for your bank statement confirmation.
Go to the wallet option again, and put in the 4-digit code to confirm linking
your debit card to your PayPal account. You can now add money to your PayPal
account with the card and pay with it through it securely online.
How to remove a debit
card from a PayPal account
If you aren't using the debit card
anymore, therefore you have to remove it from your account, you can do so. To
remove a linked debit card from your PayPal account, go to the Wallet menu and
select the card you want to remove. You will see the card information on the
page and have a button to "Remove card." Click on the remove button,
and PayPal will remove the card from your account. However, you can also keep
it added to your account, add another card and link the second card instead of
removing the first one.
How to stay safe
with a debit card linked to your PayPal account
Although it is secure enough,
getting stoned on PayPal with a linked debit card or bank account is not rare.
If a scammer or a fraudster can get access to your PayPal account, they may
empty your bank account through the PayPal account! PayPal has nothing to do
with these security issues because PayPal itself is always secure.
Sometimes, it's the users who drag
themselves into trouble and get their accounts compromised to the hackers.
Never share your PayPal password with anybody or keep it written on your PC or
phone if others have access to it. Never click on any link inside an email sent
from PayPal; it could be a fishing link because it won't send you any link.
Keep close surveillance on your balance and report to PayPal if you get any
suspicious, or unauthorized transactions, even if it's in pennies.
Final words
If you're interested in using
PayPal or have started using it, you know how convenient it is to use PayPal.
You can pay online, send money, and request funds with PayPal without linking
any other transaction system to it. If you need to verify your account, maybe
you're afraid to link your debit card because some say it's not safe!
Adding a debit card or a bank
account instead of a credit card could indeed be harmful if you don't know how
to stay secure. You can add your debit card to your PayPal account, use a
PayPal card, and stay safe if you know how to stay secure. The security of your
PayPal account depends on how you're dealing with the fraudulent activities
targeting you. Otherwise, PayPal itself is 100% secure and safe.
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